The racial wealth gap in the United States is staggering.In 2016, white families had an average net worth of $171,000; Black families averaged a net worth of $17,150—almost exactly 10 times less than their white counterparts. That divide can make all the difference in education, healthcare,...

This is the web version of The Ledger, Fortune’s weekly newsletter covering financial technology and cryptocurrency. Sign up here to get it free in your inbox.As I prepare to moderate Fortune’s virtual Brainstorm Finance conversation on “banking while black” later today, I’ve been...